Just Annual Report and Accounts 2024

Strategic Report

Financial Statements

Governance

111

ANNUAL REPORT ON REMUNERATION

VARIABLE Remuneration outcomes in 2024

ANNUAL BONUS

2022 – 2024 LTIP

Total LTIP achievement (% of maximum) David Richardson 100%

Total bonus payout (% of maximum) David Richardson: 90%

Mark Godson: 90%

Financial Measures

Performance Measure

Weighting %

Outcome (% of max)

Weighting %

Outcome (% of max)

Measure

Average Return on Equity (RoE) 35 Underlying OCG 25

100% 100%

IFRS New Business Profit

40 30

100%

Underlying Operating Profit

100%

80%

New Business Strain 30 Group Pool Outcome (% of maximum)

100%

Relative TSR

30

94%

100%

ESG assets

10

Strategic modifier: 10%

100%

100%

Final Pool Outcome (% of maximum) *

Total

* Final Outcome is capped at 100% of maximum

SINGLE FIGURES

David Richardson

David Richardson

Mark Godson £400k

Element of Pay Base Salary

£684k

Pension

£68k

£40k £25k

Mark Godson £0k

£500k £1,000k £1,500k £2,000k £2,500k £3,000k £3,500k £4,000k

Taxable Benefits £29k

Annual bonus

£945k

£540k

LTIP

£2,116k

£0k

Total

£3,842k £1,005k

£0k

£500k £1,000k £1,500k £2,000k £2,500k £3,000k £3,500k £4,000k

Implementation of Remuneration Policy in 2025

BASE SALARY

PENSION AND BENEFITS

2025 – 2027 LTIP

David Richardson: £721,000 (increase of 3%) Mark Godson: £440,000 (increase of 10%)

• Pension aligned to wider workforce rate at 10% of salary • No change to taxable benefits

Total LTIP opportunity (% of salary) David Richardson 250% Mark Godson: 175%

Weighting %

Performance Measure

Cash Generation

15%

Relative TSR v FTSE 250 (excluding investment trusts)

25%

2025 ANNUAL BONUS

Return on Equity

45%

Weighting %

KEY STRUCTURAL FEATURES

Performance Measure

ESG – Investments

15%

• 40% of any bonus earned will be deferred into shares for three years • Committee retains discretion to adjust bonus outcomes to reflect underlying performance of business • Malus and clawback provisions apply

New Business Profit 40% Underlying Operating Profit 30% New Business Strain 30% Strategic Modifier +-15%

KEY STRUCTURAL FEATURES

• Shares vesting under the LTIP will be subject to a two year holding period • Committee retains discretion to adjust LTIP outcomes to reflect underlying performance of business • Malus and clawback provisions apply

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