Just Annual Report and Accounts 2024

Strategic Report Governance

Financial Statements

167

10. EARNINGS PER SHARE The calculation of basic and diluted earnings per share is based on dividing the profit or loss attributable to ordinary equity holders of the Company by the weighted-average number of ordinary shares outstanding, and by the diluted weighted-average number of ordinary shares potentially outstanding at the end of the year. The weighted-average number of ordinary shares excludes shares held by the Employee Benefit Trust on behalf of the Company to satisfy future exercises of employee share scheme awards. Earnings for the purposes of determining earnings per share and diluted earnings per share is calculated by adjusting the profit or loss attributable to ordinary equity holders of the Company for amounts in respect of the RT1 notes. This is based on the judgement that the rights associated with the RT1 notes are similar to preference shares. Adjustments include coupon payments and any gains/losses on redemption.

Year ended 31 December 2024 £m

Year ended 31 December 2023 £m

Profit attributable to equity holders of Just Group plc Coupon payments in respect of Tier 1 notes (net of tax)

80

129

(12)

(12)

Profit attributable to ordinary equity holders of Just Group plc/basic earnings

68

117

Effect of potentially dilutive share options

Diluted earnings

68

117

Year ended 31 December 2024 million

Year ended 31 December 2023 million

Basic weighted average no. of shares Effect of potentially dilutive share options Diluted weighted average no. of shares

1,040

1,032

13

17

1,053

1,049

Year ended 31 December 2024 pence

Year ended 31 December 2023 pence

Basic earnings per share Diluted earnings per share

6.5 6.5

11.3 11.2

11. DIVIDENDS AND APPROPRIATIONS Dividends and appropriations paid in the year were as follows:

Year ended 31 December 2024 £m

Year ended 31 December 2023 £m

Final dividend Final dividend in respect of prior year end (1.5 pence per ordinary share, paid on 15 May 2024) Interim dividend Interim dividend in respect of current year end (0.7 pence per ordinary share, paid on 4 October 2024)

16

13

7

6

Total dividends paid

23 16 39

19 16 35

Coupon payments in respect of Tier 1 notes 1 Total distributions to equity holders in the period

1 Coupon payments on Tier 1 notes are treated as an appropriation of retained profits and, accordingly, are accounted for when paid. Subsequent to 31 December 2024, the Directors proposed a final dividend for 2024 of 1.8 pence per ordinary share (2023: 1.5 pence) and together with the interim dividend of 0.7 pence per ordinary share paid in 4 October 2024 amounting to £26m (2023: £22m) in total. Subject to approval by shareholders at the Company’s 2025 AGM, the dividend will be paid on 14 May 2025 to shareholders on the register of members at the close of business on 11 April 2025, and will be accounted for as an appropriation of retained earnings in year ending 31 December 2025.

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