Just Annual Report and Accounts 2024

Strategic Report Governance Financial Statements

215

RECONCILIATION FROM OPERATING PROFIT TO IFRS CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME The tables below present the reconciliation from the Group’s APM income statement view to the IFRS statement of comprehensive income for the Group. Further information on these tables is included in the Business Review. YEAR ENDED 31 DECEMBER 2024 Alternative profit measure format Statutory accounts format

Other income, expenses and associates £m

Insurance service result £m

Net investment result £m

Other finance costs £m

Quote date difference £m

CSM deferral £m

Adjusted total £m

Reported £m

PBT £m

New business profit CSM amortisation

460 (71) 389 236 (17) (35) (69) 504

2 (462)

– – –

71

Net underlying CSM increase

2 (391)

236

236

In-force operating profit

161

75

(17) (35) (69)

(17) (35) (69)

Other Group companies’ operating results

(17) (35)

Development costs and other

Finance costs

(69) (69)

Underlying operating profit Operating experience and assumption changes

115

115

2 (391)

161

75

(52)

(15)

(15)

(37) 467

22

(12)

(3)

Adjusted operating profit before tax Investment and economic movements

100

2 (369)

16

16

18

(2)

226 (192)

(18) (23)

(23)

(23)

Strategic expenditure

(23)

Adjustment for transactions reported directly in equity in IFRS

20

20

20

20

Adjusted profit before tax Deferral of profit in CSM

113

482

(369)

(369)

369

Profit before tax

113

113

113

149

298 (241)

(93)

YEAR ENDED 31 DECEMBER 2023

Alternative profit measure format

Statutory accounts format

Other income, expenses and associates £m

Insurance service result £m

Net investment result £m

Other finance costs £m

Quote date difference £m

CSM deferral £m

Adjusted total £m

Reported £m

PBT £m

New business profit CSM amortisation

355

(12)

(343)

– – –

(62)

62

Net underlying CSM increase

293 191

(12)

(281)

In-force operating profit

191

136

55

191

(15) (24) (68)

(15) (24) (68)

Other Group companies’ operating results

(15) (24) (68)

(15) (24)

Development costs and other

Finance costs

(68) (68)

Underlying operating profit Operating experience and assumption changes

84

84

377

(12)

(281)

136

55

(39)

(15)

(15)

52

(67)

(18)

3

Adjusted operating profit before tax Investment and economic movements

69

429

(12)

(348)

104

104

92

12

215

(70)

(41) (17)

(17)

(17)

Strategic expenditure

(17)

Adjustment for transactions reported directly in equity in IFRS

16

16

16

16

Adjusted profit before tax Deferral of profit in CSM

172

520

(348)

(348)

348

Profit before tax

172

172

172

118

273 (122)

(97)

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