Just Annual Report and Accounts 2024

222 | Just Group PLC | Annual Report and Accounts 2024

ABBREVIATIONS

ABI

LPI

Association of British Insurers

limited price index

AGM APM

LTIP

Annual General Meeting

Long Term Incentive Plan

LTM

alternative performance measure

lifetime mortgage

Articles

MA

Articles of Association

matching adjustment

CMI

MAR

Continuous Mortality Investigation

Market Abuse Regulation

Code

NAV

UK Corporate Governance Code

net asset value

CP

NNEG ORSA

Care Plans

no-negative equity guarantee

CPI

consumer prices index

Own Risk and Solvency Assessment

DB DC

PAG

Defined Benefit De-risking Solutions

Partnership Assurance Group

PLACL

defined contribution

Partnership Life Assurance Company Limited

DSBP EBT EPS ERM

PPF

deferred share bonus plan

Pension Protection Fund

PRA

employee benefit trust

Prudential Regulation Authority

PRI

earnings per share

United Nations Principles for Responsible Investment

PVIF

equity release mortgage

purchased value of in-force

ESG EVT FCA FRC

PwC

environment, social and governance

PricewaterhouseCoopers LLP

REIT

effective value test

Real Estate Investment Trust

RPI

Financial Conduct Authority

retail price inflation

SAPS SAYE

Financial Reporting Council

Self-Administered Pension Scheme

GDPR

General Data Protection Regulation

Save As You Earn

GHG GIfL

SCR

greenhouse gas

Solvency Capital Requirement

SFCR SID SIP SLI SME

Guaranteed Income for Life

Solvency and Financial Condition Report

GIPA Guaranteed Income Producing Asset Hannover Hannover Life Reassurance Bermuda Ltd IFRS International Financial Reporting Standards IP intellectual property ISA International Standards on Auditing JRL Just Retirement Limited KPI key performance indicator LCP Lane Clark & Peacock LLP

Senior Independent Director

Share Incentive Plan

Secure Lifetime Income

small and medium-sized enterprise

STIP

Short Term Incentive Plan

tCO 2 e

tonnes of carbon dioxide equivalent

TMTP

transitional measures on technical provisions

TSR

total shareholder return

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