Just Annual Report and Accounts 2021

JUST GROUP PLC Annual Report and Accounts 2021

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS continued

7 INCOME TAX continued Reconciliation of total income tax to the applicable tax rate

Year ended 31 December 2021 £m

Year ended 31 December 2020 £m

(21.4)

(Loss)/profit on ordinary activities before tax

236.7

(4.1)

Income tax at 19% (2020: 19%)

45.0

Effects of: Expenses not deductible for tax purposes

1.0

2.0 1.5 1.3 0.1

(0.3)

Rate change

0.1

Unrecognised deferred tax asset Adjustments in respect of prior periods Relief on Tier 1 interest included in equity 1

(0.4)

(5.3) (0.4)

(1.9) (5.6)

Other

Total income tax recognised in profit or loss

44.2

1 Income tax relief on Tier 1 interest for the year ended 31 December 2021 is recognised directly in equity rather than in profit or loss (see below).

Income tax recognised in other comprehensive income

Year ended 31 December 2021 £m

Year ended 31 December 2020 £m

Deferred taxation Revaluation of land and buildings

– – –

(0.1) (0.1) (0.1)

Total deferred tax

Total income tax recognised in other comprehensive income

Income tax recognised directly in equity

Year ended 31 December 2021 £m

Year ended 31 December 2020 £m

Current taxation Relief on Tier 1 interest

(4.8) (9.6) (0.6)

– – – – –

Relief on cost of redeeming RT1

Other

Total current tax

(15.0) (15.0)

Total income tax recognised directly in equity

Taxation of life insurance companies was fundamentally changed following the publication of the Finance Act 2012. Since 1 January 2013, life insurance tax has been based on financial statements; prior to this date, the basis for profits chargeable to corporation tax was surplus arising within the Pillar 1 regulatory regime. Cumulative differences arising between the two bases, which represent the differences in retained profits and taxable surplus which are not excluded items for taxation, are brought back into the computation of taxable profits. However, legislation provides for transitional arrangements whereby such differences are amortised on a straight-line basis over a ten year period from 1 January 2013. Similarly, the resulting cumulative transitional adjustments for tax purposes in adoption of IFRS will be amortised on a straight-line basis over a ten year period from 1 January 2016. The tax charge for the year to 31 December 2021 includes profits chargeable to corporation tax arising from amortisation of transitional balances of £2.5m (2020: £2.5m). Tax balances included within these financial statements include the use of estimates and assumptions which are based on management’s best knowledge of current circumstances and future events and actions. This includes the determination of tax liabilities and recoverables for uncertain tax positions. The actual outcome may differ from the estimated position. 8 REMUNERATION OF DIRECTORS Information concerning individual Directors’ emoluments, interests and transactions is given in the Directors’ Remuneration Report. For the purposes of the disclosure required by Schedule 5 to the Companies Act 2006, the total aggregate emoluments of the Directors in the year was £3.9m (2020: £3.6m). Employer contributions to pensions for Executive Directors for qualifying periods were £nil (2020: £nil). The aggregate net value of share awards granted to the Directors in the year was £2.0m (2020: £2.2m). The net value has been calculated by reference to the closing middle-market price of an ordinary share at the date of grant. Two Directors exercised share options during the year with an aggregate gain of £0.6m (2020: two Directors exercised options with an aggregate gain of £0.3m).

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