Just Annual Report and Accounts 2021

FINANCIAL STATEMENTS

STRATEGIC REPORT

GOVERNANCE

35 GROUP ENTITIES The Group holds investment in the ordinary shares (unless otherwise stated) of the following subsidiary undertakings and associate undertakings, which are all consolidated in these Group accounts. All subsidiary undertakings have a financial year end at 31 December (unless otherwise stated).

Percentage of nominal share capital and voting rights held

Principal activity

Registered office

Direct subsidiary Just Retirement Group Holdings Limited 5 Partnership Assurance Group Limited 5

Holding company Holding company

Reigate Reigate

100% 100%

Indirect subsidiary HUB Acquisitions Limited 1,5 HUB Financial Solutions Limited HUB Pension Solutions Limited 5

Holding company

Reigate Reigate Reigate Reigate Reigate Reigate

100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%

Distribution

Software development Investment activity Investment activity Holding company

Just Re 1 Limited 5 Just Re 2 Limited 5

Just Retirement (Holdings) Limited 5

Just Retirement (South Africa) Holdings (Pty) Limited

Holding company

South Africa South Africa

Just Retirement Life (South Africa) Limited

Life assurance Life assurance

Just Retirement Limited

Reigate Reigate

Just Retirement Management Services Limited 5

Management services

Just Retirement Money Limited Partnership Group Holdings Limited 5 Partnership Holdings Limited 5 Partnership Home Loans Limited

Provision of lifetime mortgage products Reigate

Holding company Holding company

Reigate Reigate

Provision of lifetime mortgage products Reigate

Partnership Life Assurance Company Limited

Life assurance

Reigate Reigate Belfast Reigate Reigate Belfast Reigate Reigate Reigate Reigate Reigate Reigate

Partnership Services Limited 5

Management services Software development

TOMAS Online Development Limited 5

Enhanced Retirement Limited HUB Digital Solutions Limited

Dormant Dormant

Pension Buddy Limited (formerly HUB Online Development Limited) Dormant

HUB Transfer Solutions Limited

Dormant Dormant Dormant Dormant Dormant Dormant Dormant Dormant Dormant Dormant Dormant Dormant Dormant Dormant Dormant Dormant Dormant Dormant Dormant

JRP Group Limited

JRP Nominees Limited Just Annuities Limited

Just Equity Release Limited Just Incorporated Limited

Just Management Services (Proprietary) Limited

South Africa

Just Protection Limited Just Retirement Finance plc

Reigate Reigate Reigate Reigate Jersey Jersey Reigate Reigate Reigate Reigate Reigate Belfast Reigate

Just Retirement Nominees Limited Just Retirement Solutions Limited

PAG Finance Limited PAG Holdings Limited

PASPV Limited

PayingForCare Limited PLACL RE 1 Limited PLACL RE 2 Limited

TOMAS Acquisitions Limited

The Open Market Annuity Service Limited 5 HUB Pension Consulting (Holdings) Limited (formerly Corinthian Group Limited) 5

Holding company

HUB Pension Consulting Limited 5 Spire Platform Solutions Limited 2,3

Pension consulting

Reigate

100%

Software development

Portsmouth

33% 4

1 Class “A” and Class “B” ordinary shares.

2 Class “B” ordinary shares.

3 30 June year end.

4 Control is based on Board representation rather than percentage holding.

5 The financial statements of these subsidiary undertakings have not been audited for the year ended 31 December 2021. These subsidiary undertakings are exempt from the requirements of the Companies Act 2006 relating to the audit of individual financial statements by virtue of Section 479A of the Companies Act 2006.

171

Powered by