Just Annual Report and Accounts 2021

FINANCIAL STATEMENTS

STRATEGIC REPORT

GOVERNANCE

SOLVENCY II SURPLUS GENERATION continued New business contribution The table below shows the expected future emergence of Solvency II surplus arising from 2021 new business in excess of 100% of SCR over 35 years from the point of sale. It shows the initial Solvency II capital strain in 2021. The amounts are shown undiscounted.

Surplus generation £m

Year

Point of sale

(40.0)

Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15 Year 16 Year 17 Year 18 Year 19 Year 20

11.6 11.3 11.2 11.1 10.9 11.3 11.7 11.8 11.7 11.8 11.7 11.5 11.5 11.1 10.6 10.3 10.0

9.5 9.1 8.8

Years 21 to 25 Years 26 to 30 Years 31 to 35

36.9 22.3

7.4

181

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