Just Annual Report and Accounts 2023

Strategic Report | Governance | Financial Statements | 115

Percentage annual change in remuneration of Directors and employees of Just Group plc (unaudited) The table below shows the percentage change in salary, taxable benefits and STIP in respect of each Director earned between 2019 and 2023, compared to that for the average employee of the Group (on a per capita (FTE) basis).

Percentage change between 2022 and 2023

Percentage change between 2021 and 2022

Percentage change between 2020 and 2021

Percentage change between 2019 and 2020

Base salary Benefits

Annual bonus

Base salary Benefits

Annual bonus

Base salary Benefits

Annual bonus

Base salary Benefits

Annual bonus

Average employee 1 Executive Directors David Richardson

9.5% 5.9% 24.3% 5.9% 1.1% -2.8% 2.5% 2.2% -7.4% 4.6% 4.8% 0.5%

3.9% 3.0% 24.1% 1.5% 1.2% -4.4% 1.0% -2.0% -6.0% 8.9% 2.7% 11.9% 3.9% 2.7% 24.1% 1.5% 1.0% -4.4% 0.0% -51.0% 0.0% n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a

Andy Parsons Mark Godson

Non-Executive Directors Paul Bishop 4

0.0% n/a n/a 0.0% n/a n/a 0.0% n/a n/a 1.60% n/a n/a

Jim Brown

n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a 0.0% n/a n/a 0.0% n/a n/a 0.0% n/a n/a n/a n/a n/a 25.0% n/a n/a 0.0% n/a n/a 0.0% n/a n/a n/a n/a n/a 0.0% n/a n/a 0.0% n/a n/a 0.0% n/a n/a n/a n/a n/a 0.0% n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a 0.0% n/a n/a 0.0% n/a n/a n/a n/a n/a n/a n/a n/a

Ian Cormack 4

Michelle Cracknell 5 John Hastings-Bass 2

Mary Kerrigan Mary Phibbs Kalpana Shah 3

1 A ll permanent employees (excluding the Executive Directors) of the Group in the UK who were in employment during 2020 and 2023 were selected as the most relevant comparator. This was chosen as the listed Company has no employees. 2 John Hastings-Bass joined Just Group with effect from 13 August 2020. In order to compare his remuneration year on year, his fees for 2020 have been adjusted to reflect a full year appointment to the Board. 3 K alpana Shah joined Just Group with effect from 1 March 2021. In order to compare her remuneration year on year, her fees for 2021 have been adjusted to reflect a full year appointment to the Board. 4 Ian Cormack retired from the Board on 9 May 2023 and Paul Bishop retired from the Board on 12th July 2023. 5 Michelle Cracknell was appointed Chair of the Remuneration Committee on 9th May 2023, her fees for 2023 have been adjusted to reflect a full year appointment. Relative importance of spend on pay (unaudited) The table below illustrates the relative importance of spend on pay compared to shareholder dividends paid.

Year ended 31 December 2023

Year ended 31 December 2022

% difference

Total personnel costs (£m)

127

106

20% 19%

Dividends paid (£m)

19

16

Implementation of the remuneration policy in 2024 for Executive Directors (unaudited)

Element

Policy approach

David Richardson, CEO: £700,000 Mark Godson CFO £400,000 David Richardson’s salary increased by 10% from 1 April 2024, compared to 4.5% for the wider workforce. Mark Godson’s salary will not be increased in 2024

BASE SALARY

Board Chair

£230,000 £ 65,000 £ 10,000 £ 20,000

NON-EXECUTIVE DIRECTORS FEES

Basic fee

Additional fee for Senior Independent Director

Additional fee for Committee Chair, Risk and Audit Committees

Additional fee for Committee Chair, all other Committees £ 15,000 The Remuneration Committee have also decided to award a 15% increase (£30,000) in fees to the Chair. This increase is to align the chairs compensation with that of his peers. The Board has also decided to increase the general NED fee by £5,000 to £65,000. There have been no changes to the base fee since 2015 and this is to account for changes in market rate and inflation. The Executive Directors will receive a benefits allowance of £20,000 for 2024 and a Company pension contribution or cash in lieu of 10% of salary. All employees are enrolled into the Company Group Life Assurance and Group Income Protection schemes.

BENEFITS AND PENSIONS

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