Just Annual Report and Accounts 2023

140 | Just Group PLC | Annual Report and Accounts 2023

CONSOLIDATED STATEMENT OF CASH FLOWS for the year ended 31 December 2023

Year ended 31 December 2022 (restated) £m

Year ended 31 December 2023 £m

Note

Cash flows from operating activities Profit/(loss) before tax

172

(494)

– 2

Property revaluation loss

17 17

1 4 3 2 –

Depreciation of property and equipment

14

Share of results from associates Amortisation of intangible assets Impairment of intangible assets

3 3 1

16 16

Share-based payments

(3)

(1,104)

Interest income Interest expense

5 8

(638)

122

57

(6,068)

Net (increase)/decrease in financial investments

3,063

(363)

Increase in net reinsurance contracts

(105)

(1)

Increase in prepayments and accrued income Decrease/(increase) in other receivables Increase/(decrease) in insurance contract liabilities Increase/(decrease) in investment contract liabilities Increase in accruals, provisions and deferred income Increase in net derivative liabilities and financial liabilities

(5)

3

(13)

4,484

(3,439)

2

(1)

16

1

1,849

1,340

(75)

(Decrease)/increase in other payables

10

1,075

Interest received Taxation received

402

6

16

Net cash inflow from operating activities Cash flows from investing activities Additions to internally generated intangible assets

141

201

16 17 17

(4) (4)

(3)

Acquisition of property and equipment

1 –

Disposal of property

3

Acquisition of subsidiaries

(197) (202)

Net cash outflow from investing activities Cash flows from financing activities Decrease in borrowings (net of costs)

(2)

(26) (19) (16) (48)

28 15 15

(76) (15) (17) (57)

Dividends paid

Coupon paid on Tier 1 notes Interest paid on borrowings

(1)

Payment of lease liabilities – principal Net cash outflow from financing activities

(3)

(110)

(168) (169)

Net increase/(decrease) in cash and cash equivalents Foreign exchange differences on cash balances

29

2

4

1,656 1,687

Cash and cash equivalents at 1 January Cash and cash equivalents at 31 December

1,821 1,656

546

Cash available on demand Units in liquidity funds

482

1,141 1,687

1,174 1,656

Cash and cash equivalents at 31 December

22

The Consolidated Statement of Cash Flows for year ended 2022 includes corrections to the restatements previously included within the interim financial statements.

The notes are an integral part of these financial statements.

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