Just Annual Report and Accounts 2023

144 | Just Group PLC | Annual Report and Accounts 2023

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS continued

1. MATERIAL ACCOUNTING POLICIES continued Restatement of the comparative Statement of financial position at 31 December 2022 31 December 2022 (previously reported) £m

Reclassification adjustments £m

Measurement adjustments £m

31 December 2022 (restated) £m

Assets Intangible assets

104

– –

(57)

47 22

Property and equipment

22

– – –

Financial investments measured at fair value through profit or loss Investments accounted for using the equity method Reinsurance contract assets (previously reinsurance assets)

23,477

(125)

23,352

194

194 776 449

2,287

(1,598)

87

Deferred tax assets Current tax assets

93

– –

356

6

– –

6

Prepayments and accrued income

85

(74)

11 33

Other receivables (previously insurance and other receivables)

324 522

(289)

(2)

Other assets Total assets

522

27,114

(2,086)

384

25,412

Equity Share capital Share premium Other reserves Retained earnings

104

– – – – – – – – –

– – –

104

95

95

938 721

938

(1,075) (1,075)

(354)

Total equity attributable to shareholders of Just Group plc

1,858

783 322

Tier 1 notes

322

Total equity attributable to owners of Just Group plc

2,180

(1,075)

1,105

Non-controlling interests

(2)

(2)

Total equity

2,178

(1,075)

1,103

Liabilities Insurance contract liabilities (previously insurance liabilities) Reinsurance contract liabilities (previously reinsurance liabilities)

18,332

(336)

1,651

19,647

306

7 –

(192)

121

Investment contract liabilities

33

– – – – –

33

Other financial liabilities Deferred tax liabilities

5,250

(1,581)

3,669

Other payables (previously insurance and other payables)

263 752

(167)

96

Other liabilities Total liabilities

(9)

743

24,936 27,114

(2,086) (2,086)

1,459

24,309 25,412

Total equity and liabilities

384

The reclassification adjustments are: • the inclusion of insurance receivables and payables balances as cash flows in the measurement of insurance and reinsurance contracts; • the aggregation of reinsurance deposit backed liabilities with reinsurance contract assets, previously recognised in ‘Other financial liabilities’; • the presentation of reinsurance contracts as an asset / liability based on the net position of all contracts within a portfolio, rather than the previous IFRS 4 treatment which was recognised on an individual contract basis; and • in addition to the reclassifications as a result of adopting IFRS 17 and IFRS 9, a further reclassification of £23m has been made in respect of future funding commitments as a derivative forward which was previously incorrectly accounted for gross within investment assets and the funding commitment in other payables. There is no impact on net assets of this revised classification. The impact on 1 January 2022 is not material.

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