Just Annual Report and Accounts 2023

Strategic Report | Governance | Financial Statements | 187

21. DEFERRED TAX ASSETS

Year ended 31 December 2022 (restated) £m

Year ended 31 December 2023 £m

307

Transitional tax relief on adoption of IFRS 17

341 108

98

Tax losses and other

1 –

Transitional tax on adoption of IFRS

1

Land and buildings

(1)

Total

406

449

The impact on deferred tax from implementation of IFRS 17 of £356m is represented by creation of a £341m deferred tax asset in respect of transitional tax relief, and elimination of a £15m deferred tax liability in respect of purchased value of in force. The transitional tax relief will be

recognised over a period of ten years commencing 1 January 2023. The movement in the net deferred tax balance was as follows:

Year ended 31 December 2022 (restated) £m

Year ended 31 December 2023 £m

449

Net balance at 1 January Recognised in profit or loss

304 141

(43)

Recognised in equity

4

Net balance at 31 December

406

449

The group has unrecognised deferred tax assets of £6m (2022: £6m). The net balance of deferred tax at 1 January 2022 has been restated by £310m due to the adoption of IFRS 17 Insurance Contracts. On 13 November 2022, the tax authorities agreed that the tax impact from the restatement of prior year profits recognised as a result of the IFRS 17 transitional adjustment should be spread over a period of ten years. The deferred tax asset created on transition to IFRS 17 represents tax previously paid on profits under IFRS 4. Deferred tax assets have been recognised because it is probable that these assets will be recovered. Deferred tax assets principally comprise of the transitional tax asset of £307m recognised on the gross IFRS 17 transitional adjustment of £1,228m and the deferred tax asset of £91m recognised on the balance of tax losses carried forward of £364m, which can used to offset taxable future profits of group entities.

22. CASH AND CASH EQUIVALENTS

2023 £m 546

2022 £m 482

Cash available on demand Units in liquidity funds

1,141 1,687

1,174 1,656

Cash and cash equivalents in the Consolidated statement of cash flows

Units in liquidity funds comprise wholly of units in funds which invest in very short dated liquid assets. However as they do not meet the definition of Cash available on demand, liquidity funds are reported within financial investments (see note 19). Liquidity funds do however meet the definition of cash equivalents for the purposes of disclosure in the Consolidated statement of cash flows.

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