226 | Just Group PLC | Annual Report and Accounts 2023
ADDITIONAL INFORMATION continued
SOLVENCY II SURPLUS GENERATION continued New business contribution The table below shows the expected future emergence of Solvency II surplus arising from 2023 new business at 100% of SCR over 50 years from the point of sale. It shows the initial Solvency II capital strain in 2023. The amounts are shown undiscounted.
Surplus generation £m
Year
Point of sale
(35)
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15 Year 16 Year 17 Year 18 Year 19 Year 20
15 15 17 19 20 21 23 23 23 23 23 22 21 22 21 21 20 21 20 20
Years 21 – 30 Years 31 – 40 Years 41 – 50
194
91 35
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