Just Annual Report and Accounts 2023

4 | Just Group PLC | Annual Report and Accounts 2023

AT A GLANCE Leaders in our markets.

We positively disrupt markets where we can become a leader and deliver great outcomes for customers so we may create value for shareholders.

WE ARE A SPECIALIST IN OUR CHOSEN MARKETS, SERVING FOUR DISTINCT GROUPS…

TRUSTEES AND SCHEME SPONSORS: PROVIDING MEMBER SECURITY AND DE-RISKING PENSION LIABILITIES Defined benefit pension schemes de-risking their liabilities by securing member benefits with an insurance contract. > £ 1 trillion ADDRESSABLE MARKET

INDIVIDUALS: PROVIDING RETIREMENT INCOME People who have built up pension savings throughout their career and want a guaranteed income, flexible income, or a combination in retirement. > £ 1 trillion MARKET VALUE OF DEFINED CONTRIBUTION PENSION SAVINGS

HOMEOWNERS: ACCESSING PROPERTY WEALTH People aged 55+ who want to access wealth locked up in their property. > £ 3.5 trillion PROPERTY WEALTH OWNED BY PEOPLE AGED 55 +

CORPORATE CLIENTS: SOLVING PROBLEMS FOR COMPANIES

We develop scalable retirement-focused solutions for banks, building societies, life assurance companies, pension scheme trustees, other corporate clients and for their customers, clients and members. retirement-focused solutions

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