Just Annual Report and Accounts 2020

JUST GROUP PLC Annual Report and Accounts 2020

24

Business review

The Board is focused on building a more resilient capital base and delivering value for customers and shareholders

delivering results

SOLVENCY II CAPITAL COVERAGE RATIO (estimated) 1 156 % 2019: 141% Organic capital generation 2 £ 221 m 2019: £36m adjusted operating profit before tax 2 £ 239.3 m 2019: £218.6m

1 Solvency II capital coverage ratio allows for a notional recalculation of TMTP at 31 December 2020. 2 Alternative performance measure. IFRS profit before tax £236.7m (2019: £368.6m).

andy parsons Group Chief Financial Officer

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