Just Annual Report and Accounts 2020

GOVERNANCE REPORT

SENIOR INDEPENDENT DIRECTOR

NON-EXECUTIVE DIRECTORS

ANDY PARSONS, Group Chief Financial Officer

KEITH NICHOLSON, Senior Independent Director

PAUL BISHOP, Independent Non-Executive Director

Appointed: 1 January 2020 Andy Parsons was appointed as Group Chief Financial Officer of Just Group plc on 1 January 2020. Previously, Andywas Group Finance Director at LV= fromJune 2017 to December 2019, having held executive positions at several leading financial institutions. His career in finance has spanned over 25 years, with particular expertise in life and general insurance. Prior to joining LV=, he held the roles of finance director, divisional risk officer and life, pensions and investment director for the insurance business of Lloyds Banking Group. He previously worked at Friends Life, AXA and Zurich Financial Services in a number of executive financial roles.

Appointed: 9 October 2013 Keith Nicholson was appointed as Senior Independent Director of Just Group plc in April 2016. He was previously Senior Independent

Appointed: 4 April 2016 Paul Bishop was appointed as a Non-Executive Director of Just Group plc in April 2016. He previously served as a Non-Executive Director for Partnership Assurance Group plc fromMay 2014 until April 2016. Paul spent the majority of his career at KPMG, and from 1993 to the end of January 2014 was a Partner, apart from a brief period when he was employed at Atos KPMG Consulting as a Managing Director. He has specialised in the insurance sector for over 30 years, particularly life insurance, and led KPMG’s insurance consulting practice for much of his time as a Partner. Paul also spent 18 months on secondment at Standard Life as Head of Financial Change in the period leading up to its demutualisation and IPO. Paul is a Chartered Accountant. He is currently a Non-Executive Director of the National House Building Council and Zurich Assurance Limited. Previously, Paul served as Non-Executive Director of Police Mutual Assurance Society from 2017 to September 2020.

Director of Just Retirement Group plc fromOctober 2013 until April 2016.

Keith previously served as Chair of Liberty Corporate Capital Limited, Liberty Mutual Managing Agency Limited and Liberty Mutual Insurance Europe SE from 2011 to September 2020. He was Deputy Chair of The Equitable Life Assurance Society from August 2009 until December 2019, and was Deputy Chair of Wesleyan Assurance Society until September 2014. Keith was previously a partner at KPMG, where he led their UK insurance practice until he retired from the firm in March 2009.

Current other listed directorships None.

Committee and internal directorships Member of the Market Disclosure Committee. Director of Just Retirement Limited, Partnership Life Assurance Company Limited, Just Retirement Money Limited and Partnership Home Loans Limited.

Committee and internal directorships Chair of the Group Risk and Compliance Committee. Member of the Group and subsidiary Audit Committees, Nomination and Market Disclosure Committees. Director of Just Retirement Limited, Partnership Life Assurance Company Limited, HUB Financial Solutions Limited and HUB Pension Solutions Limited.

Committee and internal directorships Chair of the Group and subsidiary Audit Committees, Just Retirement Money Limited Board and the Partnership Home Loans Limited Board. Member of the Nomination Committee and the Just Retirement Limited & Partnership Life Assurance Company Limited Investment Committees. Director of Just Retirement Limited and Partnership Life Assurance Company Limited.