Just Annual Report and Accounts 2022

STRATEGIC REPORT

GOVERNANCE

financial statements

2 NET INVESTMENT EXPENSE

Year ended 31 December 2022 £m

Year ended 31 December 2021 £m

Interest income: Assets at fair value through profit or loss

637.9

572.1

Movement in fair value: Financial assets and liabilities designated on initial recognition at fair value through profit or loss

(4,311.0) (1,105.4) (4,778.5)

(832.1)

Derivative financial instruments (note 28)

129.7

Total net investment expense

(130.3)

3 ACQUISITION COSTS

Year ended 31 December 2022 £m

Year ended 31 December 2021 £m

15.9 39.6 55.5

Commission

17.2 31.4 48.6

Other acquisition expenses Total acquisition costs

4 OTHER OPERATING EXPENSES

Year ended 31 December 2022 £m

Year ended 31 December 2021 £m

106.3

Personnel costs (note 9)

101.5

30.1

Investment expenses and charges

16.8

3.3

Depreciation of property, plant and equipment (note 14)

4.2

20.5

Amortisation of intangible assets (note 13)

20.4

Impairment of property, plant and equipment (note 14)

0.3

49.0

Other costs

50.0

Total other operating expenses

209.2

193.2

Other costs include reassurance management fees, professional fees, and IT and marketing costs.

Reconciliation of Other operating expenses to Management expenses Management expenses are costs that are incurred in the routine running of the business and is included as an APM.

Year ended 31 December 2022 £m

Year ended 31 December 2021 £m

Total other operating expenses Investment expenses and charges Reassurance management fees

209.2

193.2

(30.1)

(16.8)

(7.1)

(8.4)

(18.0)

Amortisation of acquired intangible assets

(18.0)

(0.8)

Other costs

(2.6)

Total management expenses

153.2

147.4

147

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