Just Annual Report and Accounts 2022

STRATEGIC REPORT

GOVERNANCE

financial statements

SOLVENCY II SURPLUS GENERATION continued New business contribution The table below shows the expected future emergence of Solvency II surplus arising from 2022 new business at 100% of SCR over 50 years from the point of sale. It shows the initial Solvency II capital strain in 2022. The amounts are shown undiscounted.

Surplus generation £m

Year

Point of sale

(60.0)

Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8

15.5 15.2 15.9 16.6 17.2 17.1 17.7 17.0 16.4 16.4 16.0 16.3 16.6 16.5 16.2 15.9 15.1 14.4 14.1 13.7

Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15 Year 16 Year 17 Year 18 Year 19 Year 20

Years 21 to 30 Years 31 to 40 Years 41 to 50

114.3

44.1 18.4

191

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