Just Annual Report and Accounts 2022

Just group PLC | Annual Report and accounts 2022

ADDITIONAL FINANCIAL INFORMATION continued

FINANCIAL INVESTMENTS CREDIT RATINGS The sector analysis of the Group’s financial investments portfolio by credit rating is shown below:

Total £m 270

AAA £m

AA £m

A £m

BBB £m 157 741

BB or below £m

Unrated £m

%

Basic materials

1.3 6.5 1.2 5.1 0.7 2.6 5.5 3.0 4.7 2.1 7.8 3.1

103 249 218 193

10 46

– – –

Communications and technology

1,327

100

191

Auto manufacturers

250

26

6

Consumer (staples including healthcare)

1,012

127

245

354 125 160 456 363

15

78

Consumer (cyclical)

142 535

– –

4

13

0

– – – –

Energy Banks

181

105 568

89

1,120

35

61

Insurance

607 956 437

6

142

96

(0)

Financial – other

59 31

85 15

270

43

324

175

Real estate including REITs

96

267 258 430

28

– –

Government

1,596

340

782

216

Industrial

622

– –

63

71

24 12

34

Utilities

2,266

11.0

115 144

797 253

1,342

– – – – –

584 291

2.9 1.4 9.0 0.2

77

110

(0) (0)

Commercial mortgages

Ground Rent

138

7

81

65

Infrastructure loans

1,811

71

103

474

1,137

26

Other

42

42

0

Corporate/government bond total

13,868

68.1 26.1

984

2,138

3,845

6,034

580

287

Lifetime mortgages

5,306 1,174

Liquidity funds

5.8

Investments portfolio Derivatives and collateral

20,348

100.0

3,169

Total

23,517

192

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