Just Annual Report and Accounts 2022

Just group PLC | Annual Report and accounts 2022

BOARD OF DIRECTORS continued

NON-EXECUTIVE DIRECTORS continued

Mary Kerrigan Independent Non-Executive Director Appointed: 1 February 2022 (1 year)

Mary Phibbs INDEPENDENT NON-EXECUTIVE DIRECTOR Appointed: 5 January 2023 (2 months)

Kalpana Shah INDEPENDENT NON-EXECUTIVE DIRECTOR Appointed: 1 March 2021 (2 years)

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CAREER AND EXPERIENCE Mary was appointed as a Non-Executive Director of Just Group plc on 1 February 2022. She has been a Non-Executive Director of Just Retirement Limited and Partnership Life Assurance Company Limited, the Group’s life company subsidiaries, since November 2019. Mary has considerable experience in the pensions, life insurance and investment industries, and is a former partner of Willis Towers Watson. Outside of Just Group, Mary is a Non-Executive Director of New Ireland Assurance Company plc and Chair of its Risk Committee. She is also a Non- Executive Director of Aegon Asset Management UK plc, La Banque Postale Asset Management Limited, and Companjon Services DAC. Mary also is a member of the Independent Governance Committee of Prudential Assurance UK Limited and Trustee of The London Irish Centre.

CAREER AND EXPERIENCE Mary was appointed as a Non-Executive Director of Just Group plc on 5 January 2023. She has more than 40 years of international business, risk management and board experience in various countries. Previous UK and overseas board experience includes serving as a Non-Executive Director of Morgan Stanley & Co International plc, Novae Group plc, New Day Group Limited, and The Charity Bank Limited. Mary has held senior positions at Standard Chartered Bank plc, ANZ Banking Group, National Australia Bank, Commonwealth Bank of Australia, and PricewaterhouseCoopers. Mary currently holds the role of Chair of Virgin Money Unit Trust Managers Limited. She is a Director of Canada Pension Plan Investment Board (CPP Investments) and Chair of its Risk Committee. Mary is a Chartered Accountant and is a Fellow of the Institute of Chartered Accountants in England and Wales and a Fellow of Chartered Accountants Australia and New Zealand. SKILLS AND COMPETENCIES • Extensive career in financial services including retail and wholesale banking, insurance and investment management sectors • Strong experience of financial, accounting, risk management and internal control matters • Chartered Accountant

CAREER AND EXPERIENCE Kalpana brings over 30 years of business experience in the insurance and investment industry, having started her career at the London Commodity Exchange and moving into insurance as Deputy to the Director of Underwriting at Groupama Gan. She was Group Chief Actuary and a Partner at Hiscox plc until 2016. Kalpana chaired and contributed to working parties for the Bank of England, Lloyd’s of London and the Bermuda Monetary Authority. Kalpana was elected to the governing body of the Institute and Faculty of Actuaries in 2019 and was appointed as president-elect in June 2022. She is also a senior Liveryman of the Worshipful Company of Insurers. In addition to Just Group, Kalpana is Chair of RiverStone Managing Agency Limited, Senior Independent Director of RiverStone Insurance (UK) Limited, and Non-Executive Director of Asta Managing Agency Limited and Markel International.

SKILLS AND COMPETENCIES • Considerable experience in the pensions, life insurance and investment industries • Qualified Actuary

SKILLS AND COMPETENCIES • Considerable experience in the actuarial and insurance industry • Qualified Actuary

CURRENT OTHER LISTED DIRECTORSHIPS None

KEY INTERNAL DIRECTORSHIPS • Director of Just Retirement Limited • Director of Partnership Life Assurance Company Limited • Director of Just Retirement Money Limited • Director of Partnership Home Loans Limited

KEY INTERNAL DIRECTORSHIPS • Director of Just Retirement Limited • Director of Partnership Life Assurance Company Limited